What can I use a personal loan for?

Personal loan can be used for any personal purpose acceptable to the bank. This could be for a wedding ceremony, purchase of consumer durables, buying a 2-wheeler, medical expenses, foreign tour, house repair/renovation and so on.

Caution: Personal loan should not even be the last resort. In most cases it is a sign of unplanned spending and disorderly financial life. Defer spending until you have saved for it or make use of other cheaper financing options like loan against securities.

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