What are the options for loan repayment term?

Lenders are making loan repayment flexible in terms of loan term and EMIs to attract more customers and considering tax benefits associated with home loan EMIs. Some new repayment options are

1. Step Up Repayment Facility

Meant for young professionals. EMIs increase in time as income increases.

2. Flexible Loan installments Plan

Meant for parents and children taking loan together. EMIs reduce as parents retire.

3. Tranche Based EMI

Meant for loan for under-construction property. Apart from interest customers can pay principal component as well to end loan faster.

4. Accelerated Repayment Scheme

EMI can be increased when there is increase in income or lumpsum funds for prepayment.

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