What are the documents required at the time of loan application?

Standard documents required for any kind of loan:

1. Identity proof (passport, PAN card, voter id, driving license)

2. Address proof (passport, voter id, ration card, driving license, bank passbook, utility bills not more than 2 months old)

3. Copy of PAN card

4. Income proof (passbook with 6 months’ salary credited, 3 months’ salary slip, 2 years’ form 16, ITR)

5. Passport size photographs

If it is a loan against assets/property you need to provide copies of the asset ownership for pledging it.

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