What are the different types of home loans available?

Depending on usage, home loan could be for buying/constructing home, home improvment, home extension or even land purchase. This varies this lenders.

Depending on interest rate, home loan could be 1. fixed rate loan with fixed interest for a specified tenure, 2. floating rate loan with interest varying according to market interest rate, 3. one/two/three year fixed rate loan where interest rate is fixed for the chosen tenure and after that it varies.


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