What are the criteria for deciding on the best health cover?

Required features:

  • All in-patient expenses covered
  • No sub-limit, for eg, on room rent or on a list of illnesses
  • Lifetime coverage
  • Cashless facility

The best health cover would be the one that has these features, has good service levels (which you'd have to find out from people who have tried it before) and is reasonably priced (compared to products with similar features, of course)

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