What are the circumstances under which the condition of minimum 24 hrs hospitalization does not apply?

Minimum 24 hours hospitalization does not apply for out-patient treatment if the policy covers it. For in-patient treatment the 24-hours requirement will not apply in these cases:

1. The treatment requires hospitalization but due to advanced technology it does not require hospitalization of more than 24 hours and/or surgical procedure needs only general anaesthesia.

2. Specific treatment such as dialysis, eye surgery, radiotherapy and a few listed ones undergone in network hospitals. The list differs from insurer to insurer.


All Insurance FAQs

Get the all financial products under one roof only at

you will NEVER GO WRONG with us!

Unbiased . Best Deals . Appropriate Products . No Mis-selling