What are the circumstances under which the condition of minimum 24 hrs hospitalization does not apply?

Minimum 24 hours hospitalization does not apply for out-patient treatment if the policy covers it. For in-patient treatment the 24-hours requirement will not apply in these cases:

1. The treatment requires hospitalization but due to advanced technology it does not require hospitalization of more than 24 hours and/or surgical procedure needs only general anaesthesia.

2. Specific treatment such as dialysis, eye surgery, radiotherapy and a few listed ones undergone in network hospitals. The list differs from insurer to insurer.

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