Can I take cover for all the illness under Critical Care Policy?

Like the name itself carries, only major illnesses are covered. Different companies may consider different diseases as critical but a critical illness policy commonly covers these illnesses or conditions: Cancer, Coronary Artery Bypass Surgery, First Heart Attack (Myocardial Infarction), Kidney Failure (End-stage Renal Failure), Major Organ Transplant, Stroke, Paralysis, Heart Valve Surgery, Surgery for a disease of the Aorta and Multiple Sclerosis. Another point to note is that even if you were diagnosed with one of the diseases in their list, unless their registered doctor confirms that it is critical you may not be paid the benefits. Read more about critical care policy on

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